Know what your lender sees before they ask.
AgBasis turns scattered agricultural collateral data into a controlled monthly close, a reproducible borrowing base, and a lender-ready evidence package.
- Lender-specific eligibility and advance rules
- Traceable calculations and source evidence
- Multi-entity, multi-facility collateral
- Locked month-end certification snapshots
Illustrative operation
September borrowing base
Borrowing base
$13.24M
Loan balance
$8.65M
Availability
$4.59M
Eligible collateral
Example figures for product illustration only
Every included class has current support and a calculation trace.
Availability updates as the approved collateral set changes.
Built for agricultural credit
Financial software for the collateral conversation—not another farm dashboard.
Every line
can carry source, rule, eligibility, and calculation provenance.
One close
creates the operator view and the lender-ready certificate package.
A borrowing base should not be a monthly scavenger hunt.
The hard part is rarely the final spreadsheet. It is assembling current source data, applying the right rules, proving what is eligible, and answering the follow-up questions. AgBasis makes that the workflow itself.
Bring the month together
Pull balances, receivables, inventory, herd counts, feed, crops, and other collateral into one close workflow.
Apply the actual credit rules
Advance rates, eligibility windows, entity assignments, caps, exclusions, and lender-specific terms are calculated consistently.
Resolve exceptions before they travel
See missing support, stale data, tie-out differences, and ineligible items before a lender packet is generated.
Lock the close and send the evidence
Produce a lender-ready borrowing base with source support, calculation trace, and a reproducible month-end snapshot.
The controls a serious borrowing-base process needs.
AgBasis is designed around credit agreements, collateral evidence, repeatable month-end work, and the questions a lender will ask next.
Lender-specific rules
Model the credit agreement you actually have instead of forcing every facility into one generic formula.
Multi-entity collateral
Keep borrowers, facilities, collateral ownership, intercompany activity, and assignments explicit.
Evidence behind every number
Trace a certificate line back to its source, eligibility test, advance rate, and calculation path.
Repeatable monthly close
Turn a spreadsheet scramble into the same controlled sequence every month, with clear ownership and status.
Locked, reproducible snapshots
A completed close stays tied to the data and rule version used when it was certified.
Lender-ready output
Present availability, collateral, exceptions, supporting schedules, and provenance in a format built for credit review.
The number is only useful if you can defend it.
AgBasis keeps the certificate, supporting schedules, rule logic, exceptions, and source provenance together so lender questions can be answered from the same record that produced the number.
- Eligibility windows and exclusions are explicit
- Collateral cannot silently belong to two facilities
- Completed runs remain tied to their rule and data versions
- Exceptions are visible before certification, not after
Calculation trace
Milk receivables
Source balance
QuickBooks receivable aging
$1,862,440
Eligibility test
Current / permitted aging bucket
$1,862,440
Advance rate
Facility term on file
100%
Borrowing-base contribution
Locked into close snapshot
$1,862,440
For operators
See availability, exceptions, and next actions without rebuilding the lender model every month.
For finance teams
Create a controlled close with source support, entity discipline, and reproducible certification.
For lender conversations
Answer how a number was built from the same evidence trail that produced it.
Turn the borrowing base into a system, not a spreadsheet ritual.
AgBasis is currently in private rollout. Existing users can sign in to their workspace now.